Equis ISSN 2398-2977

Insurance - do I need it? Owner Factsheet

Horse and pony ownership is a costly business and carries with it a weight of responsibility whether your involvement is purely pleasure, is competitive or is commercial. You may own a livery yard, riding stables or stud.

Insurance is a service. It exists to help protect you, the owner, against the unpredictable costs that can be associated with ownership. Insurance companies are not charities, they aim to make a profit and therefore to insure your horse or pony will cost you money - it is up to you to weigh up the advantages and disadvantages of insurance and make the decision whether or not to purchase it.

Who takes out insurance?

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So what does insurance cover me for?

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What costs are not covered?

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So how do I know which company to choose?

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How much will it cost me?

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